2026 POINTS INCLUDED – 8,000 GOLD – HGVC Kohala Suites – No Fees Until Jan 2028 – $495 OBO

All 8,000 Gold Club Points for 2026 are unused and transfer to the new owner. Biennial assessment already paid through Jan 1, 2028. Clean deed, clean title, original owner, everything documented.

Deeded ownership at Hilton Grand Vacations Club Kohala Suites, Waikoloa Beach Resort, Big Island of Hawaii.

KEY BENEFITS FOR THE BUYER:

- All 8,000 Gold points for 2026 are intact and transfer with the sale. Points expire Dec 31, 2026 if not used or banked, so closing before mid-year maximizes flexibility.
- Biennial assessment ($2,481.28) paid January 1, 2026. Buyer's next biennial assessment isn't due until January 2028.
- Another 8,000 points auto-deposit in January 2028 for the next even-year cycle.
- No mortgage, no liens. Title insured at purchase (Chicago Title Insurance Company). Recorded Release of Mortgage on file.

OWNERSHIP DETAILS:

- Resort: Kohala Suites, a Hilton Grand Vacations Club
- Address: 69-555 Waikoloa Beach Drive, Waikoloa, HI 96738
- Points: 8,000 per even-year cycle
- Unit Configuration: Type I, 2 Bedroom, Garden View, Float
- Season: Gold — Floating period for Home Week is weeks 19–22 and 36–41
- Home Week reservations: Saturday check-in at Kohala Suites, Gold season weeks. Club reservations (after the 9-month window opens) allow flexible check-in days and shorter stays at any HGVC resort.
- Usage: Biennial, Even Years

FEES AND CARRYING COSTS:

- Biennial assessment: $2,481.28 (paid Jan 2026; covers operating fee, reserve fee, HI real estate tax, HI GE tax, and ARDA)
- Annual Club Dues: ~$219 each December
- Effective annual carrying cost: approximately $1,460/year equivalent
- Fees subject to HOA adjustments in future years

HOW THE POINTS CAN BE USED:

Points can be used to book stays at Kohala Suites or any other HGVC resort, any time of year, subject to points cost and availability. Reservation windows and priority rules:

- Home Week priority (12–9 months before check-in): Saturday check-in at Kohala Suites during Gold weeks, 2-bedroom unit, 7-night Saturday-to-Saturday stay. No transaction fee.
- Club Reservations (9 months to check-in): Any HGVC resort, any season, any unit size, any check-in day, 3-night minimum. Transaction fee applies.
- Open Season (30 days to check-in): Any HGVC resort, cash rental at member rates, 2-night minimum.

Points can also be:

- Banked or borrowed across biennial cycles for longer stays in a single year
- Converted to Hilton Honors points for Hilton-brand hotel stays worldwide
- Exchanged through RCI for non-HGVC resorts

CLOSING:

- Seller pays HGVC transfer fee (~$299)
- Buyer pays closing costs: document preparation, HGVC estoppel, recording, and Hawaii conveyance tax — typically $500–$800 total
- Closing via Timeshare Closing Services, a licensed timeshare closing company that includes an escrow trust account for buyer and seller protection. Alternative closers acceptable by mutual agreement.
- Hilton right-of-first-refusal applies — 15-day review, routinely waived
- Typical close: 60–120 days

DOCUMENTATION AVAILABLE ON REQUEST:

- Recorded Deed (Hawaii BOC Doc A-52180230)
- Release of Mortgage (Doc A-52620247)
- Chicago Title Insurance Policy
- January 2026 assessment receipt
- HGVC points confirmation
- Interval Control Number and TMK

Original owner since 2014. Cash purchase, no financing. Serious inquiries only. Not interested in assignment schemes, exit-company buyouts, or any offer contingent on upfront payment from me.